Reports

Not all financial advisors are the same. And as you near retirement, the stakes are too high to work with the wrong advisor. Read this report to find out if the advisor you are working with has the specialized knowledge required to help you enjoy steady streams of income in retirement.

Investing for income can come with less risk than investing for growth through traditional stock market-based investments. That’s because fixed income investing is an approach focused on helping to preserve your savings, so you can use it to generate ongoing interest or dividend payments you can count on. This report explains 10 ways you can...

As many Americans get ready to transition into full retirement, they don’t realize they’re crossing the threshold into a new way of living—one in which they’re vulnerable to risks that are unique to retirees. This report identifies seven steps you can take to avoid having these risks derail your plans for retirement.

It takes a well-planned strategy to ensure your investments are generating enough in interest and dividends to cover IRS-mandated RMDs. Because if they’re not, then your RMDs will likely have to come from principal. And spending principal, especially during the beginning of retirement, can negatively impact your remaining years. This report explains what you can...

Bond mutual funds carry risks, costs, and tax implications that can be significantly reduced by investing in a portfolio of individual bonds, and bond-like instruments. Our Bonds vs Bond Mutual Funds report reveals the dangers that lurk in bond mutual funds—and explains how an actively managed portfolio of individual bonds can help you avoid those...

Although estate planning can be a complex task, a well-constructed plan can make a big difference in what is left for your loved ones. Our report explains the essentials of what you need to know to ensure you have a well-though-out estate plan in place.

With the potential for tax-deferred growth and a guaranteed income stream, annuities can play an important role in helping meet your retirement objectives. But not all annuities are the same. This report explains what you need to know to about annuities to avoid costly mistakes.

Tax laws and regulations are constantly changing, that’s why it’s imperative that you meet with your CPA or financial advisor every year, to talk about potential tax savings strategies as they become available under the current tax rules and guidelines. Our tax savings strategies report contains invaluable information to help you reduce your tax liability...

Save as much as you can so you can to live off of the interest and avoid spending principal. It’s sage advice and a concept that’s fairly easy to understand. Yet, many fail to get it right. And, if you get it wrong, it can lead to one of the biggest financial mistakes a retiree...

When it comes to retirement, a good way to avoid outliving your savings is to have your investments generate enough income to cover your expenses—so you can avoid tapping into your principal for as long as possible. However, not all forms of retirement income are the same. Some can be partially, or even fully taxable,...

Women are earning, controlling, and inheriting more wealth than ever before. With this wealth comes more financial responsibility, complexity, and opportunities. Our Women and Wealth report identifies steps women, and their families, can take to help grow, manage, and protect their wealth.

Even if you’ve determined the best time and method for taking your Social Security benefits, it won’t matter much unless you properly coordinate your benefits with your overall retirement income plan. This report explains what you can do to make your social security benefits the foundation upon which you build a successful retirement.