CHANGES. YOUR
INCOME SHOULDN'T.
ANDREW EMMERICH
Before transitioning into finance, Andrew spent several years in education as a teacher and later as a high school assistant principal. He holds a Bachelor’s in Education from St. Louis University, a Master’s in Educational Administration from Southeast Missouri State University, and a Doctorate in Education from Maryville University of St. Louis.
A proud Saint Louis native, Andrew is married to his wife, Genevieve, a mechanical project engineer. While they don’t yet have children, they’re devoted animal parents to three horses and a barn cat. When he’s not helping clients prepare for or enjoy retirement, Andrew enjoys spending time outdoors — fixing fences at the stables, mowing pastures, or relaxing poolside with family, friends, and a cold drink. On cooler days, you’ll find him by the fire with a good bourbon and spy novel in hand. He and Genevieve also share a love of travel and look forward to many adventures ahead.
Family plays an important role in Andrew’s life. With his parents and two sisters living just half a mile away, he values those close-knit relationships deeply. Their ongoing support — along with his strong connections to friends and his wife —continues to be the foundation of his personal and professional success.
WHAT MAKES US DIFFERENT?
We’re different because we don’t just talk the talk, we walk the walk when it comes to providing strategies specifically designed for retirees and near-retirees seeking safety, flexibility, and reliable income they can’t outlive. And when we say strategies, that’s exactly what we mean.
While other firms continue to push outdated withdrawal plans that can put you at risk of depleting your principal when the markets go south, we help you build a mathematically sound strategy designed to meet your income needs without the need for annual withdrawals. This helps eliminate the risk of spend down, helps ensure your income is reliable regardless of market conditions, and allows you to continue growing your money more safely through strategic reinvestment.
HOW WE SERVE YOU.
RETIREMENT PLANNING
We’ll help you build a plan that lowers risk, creates steady income, and gives you the confidence to enjoy retirement without worry.
WEALTH MANAGEMENT
Our conservative, time-tested approach helps protect what you’ve worked hard for while still growing your wealth for the future.
INCOME-INVESTING
We focus on a more safer, income-generating investment that gives you reliable cash flow in retirement.
ESTATE AND LEGACY PLANNING
We’ll guide you in helping protect your assets and creating a plan to smoothly pass them on, so your loved ones benefit from your legacy.
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